YES. You can use Discover card in Brazil. On the other hand, you’ll have an easier time using your Discover card for travel in South America. Many countries have a high acceptance rate, including popular destinations such as Argentina, Brazil, Chile, and Peru.

Your Discover card’s conditions, like those of all other credit cards, are determined by your credit score. Non-student cardholders with questionable credit may face an APR of 22.99%, whilst consumers with excellent credit may be granted an APR of 11.99%. The student cards provide an introductory 0% APR on purchases for the first six months, after which rates vary from 12.99% to 21.99%. The APR for cash advances is 24.99% for all cards, with a charge of $10 or 5% of the amount, whichever is greater.

Transferring a balance may come with a 0% APR introductory rate, but you will be charged a 3% fee for each transfer, which is common among most credit cards.

Although other cards have gotten on the cashback bandwagon, the Discover it card’s 5% cashback benefit, as well as the company’s matching policy, remain among the most generous. However, unlike with other cards, you must keep track of the qualifying categories for each quarter. There is also a limit on how much you can spend while collecting rewards—currently $1,500 every quarter. Every other purchase earns you 1%.